{"id":68,"date":"2017-07-10T15:34:00","date_gmt":"2017-07-10T13:34:00","guid":{"rendered":"http:\/\/www.reaction.fr\/?p=68"},"modified":"2018-06-21T20:36:42","modified_gmt":"2018-06-21T18:36:42","slug":"tout-savoir-sur-lassurance","status":"publish","type":"post","link":"https:\/\/www.reaction.fr\/tout-savoir-sur-lassurance\/","title":{"rendered":"Tout savoir sur l&rsquo;assurance"},"content":{"rendered":"<p>L&rsquo;assurance est un service fort utile et dont on ne saurait se passer, encore plus aujourd&rsquo;hui. Puisque c&rsquo;est un service qui offre des prestations en cas de risque, il est indispensable de nos jours o\u00f9 les \u00e9v\u00e9nements impr\u00e9vus sont multiples, les catastrophes nombreuses, le danger permanent. Les prestations consistent g\u00e9n\u00e9ralement en une somme d&rsquo;argent procur\u00e9e \u00e0 une personne, \u00e0 une entit\u00e9 ou une entreprise, \u00e0 condition que celle-ci ait pay\u00e9 r\u00e9guli\u00e8rement une cotisation ou une prime. Autrement dit, une compagnie d&rsquo;assurances accepte le risque si elle re\u00e7oit une prime en \u00e9change. Ce qui donne une sorte de s\u00e9curit\u00e9 \u00e0 l&rsquo;assur\u00e9 face \u00e0 des \u00e9v\u00e9nements tout \u00e0 fait incontr\u00f4lables et qu&rsquo;il n&rsquo;est pas en mesure de supporter seul.<br \/>\n<!--more--><\/p>\n<h2>Ce qui est inclut dans un contrat d&rsquo;assurance<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-104 alignleft\" src=\"http:\/\/www.reaction.fr\/wp-content\/uploads\/2017\/07\/enlevement-carcasse-voiture-ce-qui-est-inclut-300x150.jpg\" alt=\"\" width=\"300\" height=\"150\" srcset=\"https:\/\/www.reaction.fr\/wp-content\/uploads\/2017\/07\/enlevement-carcasse-voiture-ce-qui-est-inclut-300x150.jpg 300w, https:\/\/www.reaction.fr\/wp-content\/uploads\/2017\/07\/enlevement-carcasse-voiture-ce-qui-est-inclut.jpg 480w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Un contrat d&rsquo;assurance stipule en d\u00e9tail les droits et les responsabilit\u00e9s des parties prenantes. Il y est mentionn\u00e9 \u00e9galement les diff\u00e9rentes conditions obligatoires sous lesquelles le service pr\u00e9vu peut \u00eatre effectivement rendu. D&rsquo;autres pr\u00e9cisions sont apport\u00e9es dans ce contrat, notamment le montant de la prime que l&rsquo;assur\u00e9 va verser, la prestation que la compagnie lui rendra le cas \u00e9ch\u00e9ant, le risque couvert et l&rsquo;int\u00e9r\u00eat d&rsquo;assurance, c&rsquo;est-a-dire le fait qu&rsquo;aucune des deux parties ne gagnera d&rsquo;int\u00e9r\u00eat lors de la survenue du risque en question.<\/p>\n<h2>Les types de contrats d&rsquo;assurance<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-103 alignright\" src=\"http:\/\/www.reaction.fr\/wp-content\/uploads\/2017\/07\/enlevement-carcasse-voiture-types-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.reaction.fr\/wp-content\/uploads\/2017\/07\/enlevement-carcasse-voiture-types-300x200.jpg 300w, https:\/\/www.reaction.fr\/wp-content\/uploads\/2017\/07\/enlevement-carcasse-voiture-types.jpg 500w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Il existe un bon nombre de types de contrats d&rsquo;assurance mais les plus courants restent les contrats d&rsquo;assurance dommage, commun\u00e9ment appel\u00e9s IARD ou Incendie Accident et Risques Divers et les contrats d&rsquo;assurance-vie. Il y en a pour les personnes &#8211; dont l&rsquo;assurance des dommages corporels: sant\u00e9, d\u00e9c\u00e8s, invalidit\u00e9s etc &#8211; et d&rsquo;autres pour les biens mat\u00e9riels et les responsabilit\u00e9s. Il est tr\u00e8s important de conna\u00eetre le chapitre sur l&rsquo;assurance car normalement, tout citoyen sur le sol francais est tenu de souscrire au moins un contrat d&rsquo;assurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&rsquo;assurance est un service fort utile et dont on ne saurait se passer, encore plus<\/p>\n","protected":false},"author":1,"featured_media":102,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tout savoir sur l&#039;assurance - Reaction.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reaction.fr\/tout-savoir-sur-lassurance\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tout savoir sur l&#039;assurance - 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