{"id":385,"date":"2023-04-28T10:01:17","date_gmt":"2023-04-28T08:01:17","guid":{"rendered":"http:\/\/www.reaction.fr\/?p=385"},"modified":"2023-04-28T10:02:56","modified_gmt":"2023-04-28T08:02:56","slug":"assurance-auto-quelle-est-celle-qui-vous-protege-integralement-et-combien-elle-coute","status":"publish","type":"post","link":"https:\/\/www.reaction.fr\/assurance-auto-quelle-est-celle-qui-vous-protege-integralement-et-combien-elle-coute\/","title":{"rendered":"Assurance auto : quelle est celle qui vous prot\u00e8ge int\u00e9gralement et combien elle co\u00fbte\u2009?"},"content":{"rendered":"

Vous souhaitez une assurance auto compl\u00e8te et int\u00e9grale. C’est le type d’assurance qui vous d\u00e9charge de toute pr\u00e9occupation financi\u00e8re en cas d’accident ou d’incident. Cet article vous fait une pr\u00e9sentation concise de la formule qui r\u00e9pond \u00e0 cette exigence.<\/p>\n

Une assurance auto int\u00e9grale<\/h2>\n

\"\"Pour b\u00e9n\u00e9ficier d’une telle protection, vous avez besoin de souscrire soit une assurance tous risques soit une assurance auto tous accidents. La premi\u00e8re est \u00e9galement connue sous l’appellation \u00ab\u2009garantie dommages tous risques\u2009\u00bb. La seconde est plus commun\u00e9ment appel\u00e9e \u00ab\u2009garantie dommage tous accidents\u2009\u00bb. Elles appartiennent \u00e0 la cat\u00e9gorie des garanties facultatives, car elles compl\u00e8tent l’assurance auto obligatoire. Cette derni\u00e8re prend en charge l’indemnisation des tiers tandis que les deux autres vous indemnisent. En gros, une assurance auto facultative et une assurance auto obligatoire se compl\u00e8tent pour couvrir les dommages subis par votre voiture, par les autres v\u00e9hicules et par les personnes. En plus, les deux garanties facultatives vous offrent des options tr\u00e8s int\u00e9ressantes. Par exemple, vous b\u00e9n\u00e9ficiez d’une assistance en cas de panne. Vous profitez m\u00eame d’une protection juridique dans certains cas.<\/p>\n

Le prix d’une telle assurance<\/h2>\n

\"\"Il n’y a pas une seule r\u00e9ponse \u00e0 cette question. Selon cet Article sur lepoint.fr<\/a>, les prix sont diff\u00e9rents d’une compagnie \u00e0 l’autre, d’un profil de souscripteur \u00e0 l’autre. Autrement, plusieurs facteurs entrent en ligne de compte pour la d\u00e9termination du co\u00fbt des assurances auto tous risques et tous accidents. Un assureur commence toujours par l’analyse de votre situation personnelle : votre \u00e2ge, votre sexe, votre lieu de r\u00e9sidence, la dur\u00e9e de d\u00e9tention de votre permis de conduire, le nombre de fois o\u00f9 vous avez \u00e9t\u00e9 impliqu\u00e9 dans un accident, etc. Leur objectif est de savoir si vous \u00eates un profil \u00e0 risque ou non. La compagnie se focalise aussi sur :
\n\u2014 les caract\u00e9ristiques de votre v\u00e9hicule,
\n\u2014 la formule de paiement que vous comptez adopter (annuelle par exemple),
\n\u2014 l’\u00e9tendue de la couverture (garanties auxquelles vous souhaitez souscrire, les franchises, etc.).<\/p>\n","protected":false},"excerpt":{"rendered":"

Vous souhaitez une assurance auto compl\u00e8te et int\u00e9grale. C’est le type d’assurance qui vous d\u00e9charge<\/p>\n","protected":false},"author":1,"featured_media":388,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"yoast_head":"\nAssurance auto : quelle est celle qui vous prot\u00e8ge int\u00e9gralement et combien elle co\u00fbte\u2009? - Reaction.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reaction.fr\/assurance-auto-quelle-est-celle-qui-vous-protege-integralement-et-combien-elle-coute\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance auto : quelle est celle qui vous prot\u00e8ge int\u00e9gralement et combien elle co\u00fbte\u2009? - Reaction.fr\" \/>\n<meta property=\"og:description\" content=\"Vous souhaitez une assurance auto compl\u00e8te et int\u00e9grale. 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