{"id":351,"date":"2021-07-26T11:59:17","date_gmt":"2021-07-26T09:59:17","guid":{"rendered":"http:\/\/www.reaction.fr\/?p=351"},"modified":"2021-07-26T11:59:17","modified_gmt":"2021-07-26T09:59:17","slug":"quelles-sont-les-differentes-options-dune-assurance-automobile","status":"publish","type":"post","link":"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/","title":{"rendered":"Quelles sont les diff\u00e9rentes options d’une assurance automobile ?"},"content":{"rendered":"

Trouver une assurance automobile \u00e0 un prix abordable et avec toutes les options souhait\u00e9s n’est pas facile. Pour cela, il est important de bien se renseigner sur les diff\u00e9rentes offres et modalit\u00e9s que chaque assureur propose. Pour vous aider \u00e0 faire le bon choix, nous vous donnons dans cet article les diff\u00e9rentes options d’assurances et de couvertures possibles.<\/p>\n

<\/p>\n

1. La couverture responsabilit\u00e9 civile<\/h2>\n

La responsabilit\u00e9 civile pour dommages corporels peut aider \u00e0 payer les co\u00fbts li\u00e9s aux blessures d’une autre personne si vous provoquez un accident. Il existe \u00e9galement la responsabilit\u00e9 pour dommages mat\u00e9riels qui peut vous aider \u00e0 payer les dommages que vous causez \u00e0 la propri\u00e9t\u00e9 d’une autre personne en conduisant.<\/p>\n

La couverture responsabilit\u00e9 civile est la couverture \u00ab\u00a0basique\u00a0\u00bb pour toute assurance automobile. En effet, \u00e0 partir de cette assurance, vous pouvez ajouter diff\u00e9rentes options pour que celle-ci soit parfaitement adapt\u00e9e \u00e0 vos besoins. Pour cela, vous pouvez en parler avec votre assureur afin de savoir quelles sont les options possibles en plus ! Aussi, vous pouvez vous renseigner sur le site internet https:\/\/www.maif.fr\/vehicule-mobilite\/assurance-auto<\/a>. Cette assurance vous permet de r\u00e9aliser des devis en ligne afin d’\u00e9valuer votre budget et de conna\u00eetre les possibilit\u00e9s qui s’offrent \u00e0 vous. N’h\u00e9sitez pas \u00e0 vous rendre sur leur site Internet pour plus d’informations.<\/p>\n

\"\"<\/p>\n

3. L’assurance tous risques<\/h2>\n

L’assurance tous risques peut aider \u00e0 couvrir les dommages caus\u00e9s \u00e0 votre voiture par le vol, le feu, la gr\u00eale ou le vandalisme. Si votre voiture est endommag\u00e9e par un risque couvert, l’assurance multirisque peut aider \u00e0 payer la r\u00e9paration ou le remplacement de votre v\u00e9hicule. Cette garantie comporte une franchise, c’est-\u00e0-dire le montant que vous devrez payer de votre poche avant que l’assureur ne vous rembourse pour un sinistre couvert.<\/p>\n

4. L’assurance collision<\/h2>\n

Si vous avez un accident avec un autre v\u00e9hicule ou si vous heurtez un objet comme une cl\u00f4ture, la garantie collision peut vous aider \u00e0 r\u00e9parer ou \u00e0 remplacer votre voiture (jusqu’\u00e0 concurrence de sa valeur r\u00e9elle en esp\u00e8ces, moins votre franchise). La garantie collision est g\u00e9n\u00e9ralement facultative. L’assurance collision a pour objectif de prot\u00e9ger votre patrimoine ainsi que la prise en charge des frais de remise en \u00e9tat du v\u00e9hicule. C’est une option d’assurance qui est tr\u00e8s int\u00e9ressante !<\/p>\n

\"\"<\/p>\n

5. La couverture des paiements m\u00e9dicaux<\/h2>\n

Si vous, vos passagers ou les membres de votre famille qui conduisent le v\u00e9hicule assur\u00e9 \u00eates bless\u00e9s dans un accident, l’assurance paiement des frais m\u00e9dicaux peut vous aider \u00e0 payer les co\u00fbts associ\u00e9s aux blessures. Les co\u00fbts couverts peuvent inclure les visites \u00e0 l’h\u00f4pital, la chirurgie, les radiographies et plus encore.<\/p>\n

—————–<\/p>\n

Vous pourriez \u00eatre en mesure d’ajouter des garanties facultatives en fonction de vos besoins. Votre agent d’assurance peut vous aider \u00e0 comprendre ce que chacune de ces garanties couvre, afin que vous puissiez \u00e9tablir une police d’assurance automobile qui vous convienne. N’h\u00e9sitez pas \u00e0 en parler \u00e0 votre entourage pour savoir ce qui est avantageux ou non, les erreurs \u00e0 ne pas refaire et les options les plus int\u00e9ressantes !<\/p>\n","protected":false},"excerpt":{"rendered":"

Trouver une assurance automobile \u00e0 un prix abordable et avec toutes les options souhait\u00e9s n’est<\/p>\n","protected":false},"author":1,"featured_media":353,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"yoast_head":"\nQuelles sont les diff\u00e9rentes options d'une assurance automobile ? - Reaction.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quelles sont les diff\u00e9rentes options d'une assurance automobile ? - Reaction.fr\" \/>\n<meta property=\"og:description\" content=\"Trouver une assurance automobile \u00e0 un prix abordable et avec toutes les options souhait\u00e9s n’est\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/\" \/>\n<meta property=\"og:site_name\" content=\"Reaction.fr\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-26T09:59:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reaction.fr\/wp-content\/uploads\/2021\/07\/assurance-auto-0.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.reaction.fr\/#\/schema\/person\/89c033f29fa9e0b34cd40fd2828ad1e4\"},\"headline\":\"Quelles sont les diff\u00e9rentes options d’une assurance automobile ?\",\"datePublished\":\"2021-07-26T09:59:17+00:00\",\"dateModified\":\"2021-07-26T09:59:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/\"},\"wordCount\":526,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.reaction.fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.reaction.fr\/wp-content\/uploads\/2021\/07\/assurance-auto-0.jpg\",\"articleSection\":[\"Assurance\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/\",\"url\":\"https:\/\/www.reaction.fr\/quelles-sont-les-differentes-options-dune-assurance-automobile\/\",\"name\":\"Quelles sont les diff\u00e9rentes options d'une assurance automobile ? 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